The Safe Money Retirement Show
Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more.
Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood.
You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.
Episodes
211 episodes
Secrets of the Stealthy Wealthy
What if the first five years of retirement are the most critical for your financial future? Tim Wood breaks down why a spending plan matters as much as an income plan, how “do nothing” or “do all” phases can impact your nest egg, and why annual...
•
31:26
How do emotions impact your plan, what questions to ask aging partents, and how do Roth conversions work
In this week's episode, we'll explore the emotional side of retirement and how staying connected is vital. What questions should you be asking your aging parents? How do Roth conversions work and why are they a brilliant move for many retirees?...
•
29:15
How can you make a solid 30+ year plan for retirement and what impact will the Fed changing the prime rate have on your plan
In this week's episode, we'll discuss how you can make a solid plan for a 30+ year retirement and what impact the Fed changing the rate will have on your retirement plan. Is the plan you moved forward with years ago still the best plan for you ...
•
32:28
How can you plan for a long retirement and what are your retirement and passing going to look like
In this week's episode, we'll explore what you can do to plan for a long retirement and what your retirement will look like. When should you claim your Social Security? What is a part-time retirement and is it for you? Why is what will happen w...
•
33:19
How will a rate drop by the Fed impact your retirement and should you embrace a "boring" retirement plan
In this week's episode, we discuss how the Fed changing the prime rate will impact your retirement plan. What if you've always heard that annuities are bad? Is it smart to embrace the boring, predictable returns that annuities bring when you ar...
•
32:22
How can you know when to retire and does where you get your advice from and when you start matter
In this week's episode, we explore when you should retire and why many don't work with a retirement expert. How can you know your plan is the best for you? Do ALL advisors charge fees? Can you make a plan yourself without expert help? When shou...
•
30:07
Why is Warrenn Buffett changing his will and what can you learn from this, and why are most retirement accounts a tax bomb waiting to go off
In this week's episode, we start a brand new chapter with a new show format and welcome a new co-host and former voice of the Atlanta Braves, Kevin McAlpin. Why is Warren Buffett updating his will at 93 years old and what can you learn from tha...
•
16:00
What is a Fact Finder and what is the process of working with Safe Money Retirement
In this week's episode, we'll explore what our process at Safe Money Retirement is when we work with new clients. What is a Fact Finder? Why is it important to do a complete, full Fact Finder appointment before even discussing plans or rates? W...
•
18:54
How many seasons do you have left and how can you be ready financially for whenever you pass
In this week's episode, we'll discuss how you need to have a realistic mindset around how long you have left in your life and plan accordingly. How can you make sure you're not underliving or overliving your plan? Do you have a plan if you were...
•
18:46
When is Safe Money Retirement NOT a good fit for a potential client
In this week's episode, we'll explore when a Safe Money Retirement plan would NOT be a good fit for you. If you don't want guarantees and like the excitement of wins and losses in the market, are we a good fit? Is your current advisor a retirem...
•
18:03
How can you have your own personal "Financial Independence Day" everyday in retirement
In this week's episode, we'll wish the USA a happy birthday and explore how you can have your own financial independence day. Have you evaluated your spending and determined what your ongoing expenses will be in retirement? How can you eliminat...
•
17:42
What is a "Honeyboomer" and how can you be one
In this week's episode, we'll discuss how you can be a "Honeyboomer." Can you really take a honeymoon-type trip every single year? What can you do to KNOW FOR SURE you'll have enough income to cover your bills and trips every year for the rest ...
•
16:05
Is now the right time to "cash in" before the current overvalued market bubble bursts
In this week's episode, we'll explore whether now is the right time to "cash in" before the bubble bursts. With the market overvalued, what's next? What does history tell us? Is your retirement plan ready for the bubble to burst? Isn't it time ...
•
15:31
Don't put a bandage on your retirement issues, fix them permanently
In this week's episode, we'll discuss how many people put bandages over their retirement issues instead of making a permanent fix. What is your rock-solid plan for LTC? What about lifetime income? How can you keep from using Band-Aids to plug a...
•
19:31
What should you do with your pension or defined-benefit plan once you retire
In this week's episode, we'll explore the different options you will have with your pension plan (or other similar defined-benefit plan) once you get to retirement. If your plan offers a lump sum payout, why could it make sense to take that opt...
•
16:54
Who do you need on your retirement team and do you have to know everything about it yourself
In this week's episode, we'll discuss the importance of who you rely on in retirement. Who do you need to have on your team? What's the difference between your wealth team and your retirement team? Can you do everything yourself and be sure you...
•
19:00
How the 3 main categories of retirement plans will impact your taxes in retirement
In this week's episode, we'll explore the three main categories of assets and how each type impacts your retirement plan. When will your beneficiaries have to pay taxes on anything you pass along once you're gone? Is there a category that is be...
•
19:42
How the 4 L's in retirement will make a HUGE impact on your plan (what you need to know)
In this week's episode, we'll discuss the 4 L's in retirement and why you must have a plan for each. What's the biggest risk in retirement? Do most people overestimate or underestimate how long they will live? What do you want your legacy to be...
•
19:23
Are stocks ALWAYS a good choice for a long-term investment and how to counter the craziness in 2025
In this week's episode, we'll explore the myth that the stock market is a safe place to be long-term. Does it always come back within 10 or 20 years? What can you do to counter this craziness in early 2025? How does your time horizon impact you...
•
18:51
How to get equity-like returns outside of the stock market and all of its risks
In this week's episode, we'll discuss how you can get equity-like gains with no risk of losses with your retirement nest egg. How do Fixed Indexed Annuities work? Can you change how your money grows every year and have no growth as the worst-ca...
•
18:42
How does your retirement savings compare to the average retiree based on a recent nationwide survey
In this week's episode, we'll explore what the average retiree has saved for retirement based on a recent Federal survey. Is your success in retirement based on how much money you have or what your plan is? Do you have more or less saved than t...
•
18:15
How would you feel if your current retirement plan was devestated and what to do now
In this week's episode, we'll discuss the impact of having your retirement plan devastated by an event outside your control. What are you going to do if the worst-case scenario happens? Is there a way to stop worrying about running out of money...
•
19:10
Who is your WHO in retirement and how to make sure you have the right team in your corner
In this week's episode, we'll explore how your team in retirement impacts your success rate. Are the Whos on your team the right ones? Do you need to know everything, or do you just need the right people who can take those things off of your pl...
•
18:18
When is an IRA an IOU to the IRS and what can you do NOW to reduce your exposure to taxes
In this week's episode, we'll discuss when your retirement plan is really an IOU to the IRS and what you can do about it. If you have a certain amount in a pre-tax type of account, do you really have that much for your retirement? Would a Roth ...
•
18:33
How a Japanses proverb can help you plan your retirement as wisely as possible
In this week's episode, we'll explore the proverb of the train and see how it relates to your retirement plan. If your nest egg is completely exposed to risk, what "train" would that put you on? Are you going the right direction in regards to i...
•
18:21