The Safe Money Retirement Show
Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more.
Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood.
You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.
Episodes
165 episodes
The most common risks in retirement and how you can overcome many of them through proper planning
In this week's episode, we'll discuss the most common risks in retirement and some potential solutions. Can you overcome inflation risk? How can you ensure you won't run out of money before you run out of life? What can you do to wipe out marke...
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15:59
When should you retire and how will working a little longer impact your income in retirement
In this week's episode, we'll explore the impact of when you retire on your income in retirement. Will working a little longer really change your plan? How much does working one year longer add to your projections? How can you know the best tim...
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15:00
What can Wayne Gretzky teach you about retirement planning
In this week's episode, we'll discuss how wise words from a hockey legend can help you in your retirement. Is it possible to plan for what might happen in the future? What do you need to do to keep your eye on the puck? What should a younger pe...
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15:00
Why you need an expert in retirement income to ensure you won't run out of money before you run out of life
In this week's episode, we'll explore how having an expert in retirement planning is different from having a lifelong financial advisor. Does your current planner have expertise in retirement income and how would be safest to take an income fro...
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14:58
How can you create an inflation hedge in your retirement income plan that you can count on
In this week's episode, we'll discuss how you can create a hedge for inflation in your retirement income plan. What is an income floor? How can you plan ahead for inflation, medical expenses, or anything else in the future? Is it possible to re...
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15:00
We'll compare the 3 main strategies to take withdrawals from your retirement accounts and how to avoid the biggest scams targeting retirees
In this week's episode, we'll explore the different ways to take withdrawals from your retirement accounts. What is the smartest way? Is it the same for everyone? How can you keep from getting scammed out of your hard-earned money? Isn't it tim...
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16:34
Is your IRA/401(k)/TSP a tax trap and can you live with the worst-case scenario in your current retirement plan
In this week's episode, we'll discuss the US debt and how that will impact your retirement. Is your IRA a tax trap? How should you pay the taxes due on all your tax-deferred accounts? Is it possible to not pay taxes at all on tax-deferred money...
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15:00
How long are people living today and how do bull and bear markets impact your retirement plan
In this week's episode, we'll explore the facts about longevity and how you need to plan for living longer than you think. What are the top 8 factors that help with longevity? What is the difference between a bear market and a bull market...
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15:48
Why you need to add the preservation phase to your retirement plan and how to "opt-out" of market risk
In this week's episode, we'll discuss how to wisely make the transition from accumulation to distribution of retirement funds. What is the preservation phase and how does that impact your retirement plan? How can you know where you'll be with y...
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15:00
Longevity insurance and how it can help you live longer and a financial plan vs an income plan
In this week's episode, we'll explore if longevity insurance can actually increase longevity. What is longevity insurance? How can it impact your retirement years? What is the difference between a financial plan and an income plan? Which is mor...
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15:00
How to be prepared for any potential cognitive decline with your retirement plans
In this week's episode, we'll discuss how to plan forward in case cognitive decline becomes an issue. How can a guaranteed lifetime income help? What types of growth plans are best to deal with this issue? Are there "set it and forget it" plans...
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11:00
The secret to only having WINS in your retirement plan
In this week's episode, we'll explore how you can only have wins in your retirement plan. What if your retirement could be on an elevator that only goes up and never goes down due to any market event? How can you only have wins in YOUR retireme...
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11:00
Is it possible to be HAPPY spending money in retirement?
In this week's episode, we'll discuss if it's even possible to be happy and enjoy spending money in retirement. How much of your income will Social Security REALLY replace? What is true INcome and what is IFcome? What does it mean to underlive ...
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11:00
How to "refinance" your retirement and get much higher rates
In this week's episode, we'll explore how you can "refinance" your retirement plan. With rates still high, can you replace an older annuity with a newer one at today's much higher rates? What about those fees for changing plans? How does this r...
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11:00
How do your "Who's" impact your happiness in retirement and how "Who Not How" can change your perspective
In this week's episode, we'll discuss how having "Who's" in your life is more important than knowing how to do everything, especially in retirement. Who is the "Who" in your retirement? Do you need to know everything about everything or do you ...
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11:00
Are all beneficiaries created equally and how can you plan wisely when it comes to beneficiaries
In this week's episode, we'll explore whether all beneficiaries are created equally. Where should you leave your pre-tax money? Is there any way to not have to pay taxes on pre-tax money? How can you keep from potentially bumping your beneficia...
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10:06
An incredible health advancement and how it relates to longevity risk and YOUR plan
In this week's episode, we'll discuss an exciting new health innovation and how that will affect your retirement plan. What is your plan to get rid of longevity risk? How can you overcome the risk of running out of money before you run out of l...
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11:00
The CORE 4 key principals to retirement happiness from the top financial minds in the world
In this week's episode, we'll explore the core 4 keys to a successful retirement as derived from the top financial minds in the world. What is the #1 rule that the ultra-wealthy use with all their assets? What do they say is the most important ...
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11:00
Why is it important for BOTH spouses to do the RISA® assessment while making a plan for retirement income
In this week's episode, we'll discuss why it is so important for both spouses to do the RISA® assessment before we design a retirement plan for them as a couple. Is there a way to ensure both spouses are happy with the plan? How can some...
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11:00
4 BIG uncomfortable questions to ask about your retirement
In this week's episode, we'll explore some uncomfortable questions about retirement. What could happen to make your current plan ineffective? How will your later years in retirement look? What do you want to happen to your money when you're gon...
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11:00
The 5 Most Important Things in Your Retirement Today
In this week's episode, we'll discuss the 5 most important things that need to be in your retirement plan today. Is retirement really all about how your retirement assets will be taxed? Can decisions you make really affect the tax rate you will...
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11:00
How will inflation impact YOUR retirement now and in the future and what can you do about it?
In this week's episode, we'll explore how inflation can impact your retirement. How has inflation affected the costs of everyday things? What can you do to overcome these inflated prices? Who is a good candidate to have a "ladder plan" for reti...
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11:00
What are the 4 "L's" in retirement and why are they important to your retirement plan?
In this week's episode, we'll discuss the 4 "L's" in retirement and why they are important. How long do you need to plan for in retirement? What is most important in making a long-term plan? How do you want to live in retirement? Do you need to...
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11:00
My RISA® (Retirement Income Style Awareness®) results and what they mean and how to get yours
In this week's episode, we'll explore the RISA® (Retirement Income Style Awareness®) assessment and what my results were. What is a Safety-First retirement versus a Probability-Based retirement and which is right for you? Should y...
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11:00
What can you do to get to the MAGIC NUMBER for retirement today?
In this week's episode, we'll discuss what the "magic number" is for 2024 to retire comfortably. What do you NEED for income? Where does happiness come from in retirement? How can you plan for what your 401(k) or IRA will "buy" for you in retir...
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11:00