The Safe Money Retirement Show
Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more.
Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood.
You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.
Episodes
188 episodes
When is an IRA an IOU to the IRS and what can you do NOW to reduce your exposure to taxes
In this week's episode, we'll discuss when your retirement plan is really an IOU to the IRS and what you can do about it. If you have a certain amount in a pre-tax type of account, do you really have that much for your retirement? Would a Roth ...
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18:33
How a Japanses proverb can help you plan your retirement as wisely as possible
In this week's episode, we'll explore the proverb of the train and see how it relates to your retirement plan. If your nest egg is completely exposed to risk, what "train" would that put you on? Are you going the right direction in regards to i...
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18:21
What is the right way to "buy" the S&P 500 in or near retirement and how does growth in a Fixed Indexed Annuity work
In this week's episode, we'll discuss how you can get gains based on the S&P 500 with NO losses. Are you ready for the next market event? How do Fixed Indexed Annuities work for growth? What's the difference between a fixed and a variable p...
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18:33
Does your current advisor REALLY listen to your retirement needs and concerns
In this week's episode, we'll explore if your current advisor is really hearing you or if they are just trying to "sell" you on some plan. How can you tell whether you have the right advisor? Can the same advisor you've worked with for years al...
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18:01
What are the outcomes you DO NOT want in your retirement and how to plan to avoid them
In this week's episode, we'll discuss things you DON'T want in your retirement. What is on your list of things you definitely don't want to happen in retirement? Do you NOT want to run out of money, or NOT lose your nest egg in the next market ...
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15:45
How to protect your retirement from the latest scam called "pig butchering"
In this week's episode, we'll explore the latest scam that is costing retirees millions of dollars and what you can do to avoid becoming a victim of "pig butchering". What are the steps to this scam and how can you spot it? How can you make sur...
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15:00
What is risk capacity and how does it relate to your plan in retirement
In this week's episode, we'll discuss what risk capacity is and how it relates to your retirement. How does your risk capacity affect your decisions in retirement? Is it possible to increase your risk capacity while you are in retirement? Isn't...
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15:00
How to create a hedge against inflation in your retirement by having additional guaranteed income you can start at any time
In this week's episode, we'll explore what you can do to create a hedge against inflation in retirement by having additional income you can start at any time. What can you do now to guarantee additional income in the future to offset additional...
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15:00
A look at every major market crash in the last century and how they compare to today's situation
In this week's episode, we'll discuss what the leadup to all the major market crashes of the last 100 years was like. How much was lost in these crashes? Is our current situation similar to what happened before these 6 other major crashes? What...
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14:59
Interpreting results from a recent study of owners of lifetime guartanteed income annuities and how it relates to your retirement
In this week's episode, we'll explore the results of a recent survey of guaranteed lifetime income annuity owners. Are these retirees feeling safer in their retirement? Are they less stressed? Could one of these plans help you enjoy your retire...
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14:52
Is the 4% rule still a wise plan for income in retirement and what could be a better plan
In this week's episode, we'll discuss some recent research on the 4% rule in retirement and what you can do to ensure better results in your retirement. What will you do if you follow the 4% rule and still run out of money before you run out of...
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15:00
How to be ready for what 2025 could bring according to 5 top investment firm analysts
In this week's episode, we'll explore what 5 top investment firm analysts say is the outlook for 2025 and what it will mean for you. Will there be a bear market in 2025? How much risk are you willing to take? What are the current market indicat...
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15:00
The 4 potential outcomes in retirement (you WILL be in one of these)
In this week's episode, we'll discuss the 4 possible outcomes in retirement and how you can influence where you wind up. Will you retire because you have to or because you want to? Will you have to work after retirement? Is there something you ...
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14:44
Tom Hegna interview discussing why it's vital to make a plan for long-term care and the difference between needs and wants in retirement
In this week's episode, we'll discuss why it's so important to make a plan for long-term care with multi-bestselling author Tom Hegna. What if you have medical issues and cannot get approved for a traditional LTC plan? What is the difference be...
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15:00
Tom Hegna interview discussing what an optimal retirement plan looks like and if you can do it yourself
In this week's episode, we'll explore if being a do-it-yourself investor makes sense in retirement and what an optimal plan looks like with multi-bestselling author Tom Hegna. Is there a wise plan for younger people to follow to be in a great p...
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15:00
Can loneliness in retirement be as harmful as smoking and what can you do to avoid this potential pitfall
In this week's episode, we'll explore how doctors have proven that loneliness can be as harmful as smoking in retirement. What can you do to avoid the "sickness" of loneliness in retirement? How can you stay plugged into your social network aft...
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15:00
Tom Hegna interview discussing why replacing bonds with annuities can be wise and why some think they don't like annuities
In this week's episode, we'll discuss if replacing bonds with annuities in retirement makes sense with multi-bestselling author Tom Hegna. Why would a retiree want to have annuities instead of bonds? Why do some people think they don't like ann...
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15:00
How to completely eliminate the biggest risk from your retirement plan
In this week's episode, we'll discuss whether it's possible to completely eliminate longevity risk. What are your chances of living well beyond your expected lifespan? How should you plan your retirement income so you know you won't run out of ...
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15:00
Tom Hegna interview discussing if guaranteed lifetime income is too good to be true and how it works
In this week's episode, we'll explore if guaranteed lifetime income is too good to be true with multi-bestselling author Tom Hegna. What are the risks to the companies offering these plans? What is retirement alpha and how does it apply to reti...
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15:00
How can you retire without having to worry about your income in a world without pensions
In this week's episode, we'll discuss how you can retire without worrying about your income in retirement in today's world without pensions. How can you guarantee a lifetime income like a pension if you don't work for a company that offers a pe...
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14:58
Why it's vital to work with a Social Security expert to plan when to start those payments
In this week's episode, we'll explore why it is so important to work with a Social Security expert when planning your retirement with world-class economist Tom Hegna. How much is your Social Security benefit worth? How does the survivor benefit...
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15:00
How to transfer the risks in your retirement to a top-rated insurance company
In this week's episode, we'll discuss if it is possible to transfer the risks in retirement to a top-rated insurance company. How can you completely remove the risk of running out of money before you run out of life? What are the options to rem...
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15:00
Tom Hegna's Don't Worry, Retire Happy; 7 Steps to Retirement Security
In this week's episode, we'll explore the wisdom my friend Tom Hegna shares in his bestselling book Don't Worry, Retire Happy. What does having a plan really mean? How can you protect your savings from inflation? Is having a guaranteed lifetime...
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15:00
The most common risks in retirement and how you can overcome many of them through proper planning
In this week's episode, we'll discuss the most common risks in retirement and some potential solutions. Can you overcome inflation risk? How can you ensure you won't run out of money before you run out of life? What can you do to wipe out marke...
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15:59
When should you retire and how will working a little longer impact your income in retirement
In this week's episode, we'll explore the impact of when you retire on your income in retirement. Will working a little longer really change your plan? How much does working one year longer add to your projections? How can you know the best tim...
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15:00