The Safe Money Retirement Show
Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more.
Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood.
You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.
Episodes
176 episodes
The 4 potential outcomes in retirement (you WILL be in one of these)
In this week's episode, we'll discuss the 4 possible outcomes in retirement and how you can influence where you wind up. Will you retire because you have to or because you want to? Will you have to work after retirement? Is there something you ...
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14:44
Tom Hegna interview discussing why it's vital to make a plan for long-term care and the difference between needs and wants in retirement
In this week's episode, we'll discuss why it's so important to make a plan for long-term care with multi-bestselling author Tom Hegna. What if you have medical issues and cannot get approved for a traditional LTC plan? What is the difference be...
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15:00
Tom Hegna interview discussing what an optimal retirement plan looks like and if you can do it yourself
In this week's episode, we'll explore if being a do-it-yourself investor makes sense in retirement and what an optimal plan looks like with multi-bestselling author Tom Hegna. Is there a wise plan for younger people to follow to be in a great p...
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15:00
Can loneliness in retirement be as harmful as smoking and what can you do to avoid this potential pitfall
In this week's episode, we'll explore how doctors have proven that loneliness can be as harmful as smoking in retirement. What can you do to avoid the "sickness" of loneliness in retirement? How can you stay plugged into your social network aft...
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15:00
Tom Hegna interview discussing why replacing bonds with annuities can be wise and why some think they don't like annuities
In this week's episode, we'll discuss if replacing bonds with annuities in retirement makes sense with multi-bestselling author Tom Hegna. Why would a retiree want to have annuities instead of bonds? Why do some people think they don't like ann...
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15:00
How to completely eliminate the biggest risk from your retirement plan
In this week's episode, we'll discuss whether it's possible to completely eliminate longevity risk. What are your chances of living well beyond your expected lifespan? How should you plan your retirement income so you know you won't run out of ...
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15:00
Tom Hegna interview discussing if guaranteed lifetime income is too good to be true and how it works
In this week's episode, we'll explore if guaranteed lifetime income is too good to be true with multi-bestselling author Tom Hegna. What are the risks to the companies offering these plans? What is retirement alpha and how does it apply to reti...
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15:00
How can you retire without having to worry about your income in a world without pensions
In this week's episode, we'll discuss how you can retire without worrying about your income in retirement in today's world without pensions. How can you guarantee a lifetime income like a pension if you don't work for a company that offers a pe...
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14:58
Why it's vital to work with a Social Security expert to plan when to start those payments
In this week's episode, we'll explore why it is so important to work with a Social Security expert when planning your retirement with world-class economist Tom Hegna. How much is your Social Security benefit worth? How does the survivor benefit...
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15:00
How to transfer the risks in your retirement to a top-rated insurance company
In this week's episode, we'll discuss if it is possible to transfer the risks in retirement to a top-rated insurance company. How can you completely remove the risk of running out of money before you run out of life? What are the options to rem...
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15:00
Tom Hegna's Don't Worry, Retire Happy; 7 Steps to Retirement Security
In this week's episode, we'll explore the wisdom my friend Tom Hegna shares in his bestselling book Don't Worry, Retire Happy. What does having a plan really mean? How can you protect your savings from inflation? Is having a guaranteed lifetime...
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15:00
The most common risks in retirement and how you can overcome many of them through proper planning
In this week's episode, we'll discuss the most common risks in retirement and some potential solutions. Can you overcome inflation risk? How can you ensure you won't run out of money before you run out of life? What can you do to wipe out marke...
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15:59
When should you retire and how will working a little longer impact your income in retirement
In this week's episode, we'll explore the impact of when you retire on your income in retirement. Will working a little longer really change your plan? How much does working one year longer add to your projections? How can you know the best tim...
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15:00
What can Wayne Gretzky teach you about retirement planning
In this week's episode, we'll discuss how wise words from a hockey legend can help you in your retirement. Is it possible to plan for what might happen in the future? What do you need to do to keep your eye on the puck? What should a younger pe...
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15:00
Why you need an expert in retirement income to ensure you won't run out of money before you run out of life
In this week's episode, we'll explore how having an expert in retirement planning is different from having a lifelong financial advisor. Does your current planner have expertise in retirement income and how would be safest to take an income fro...
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14:58
How can you create an inflation hedge in your retirement income plan that you can count on
In this week's episode, we'll discuss how you can create a hedge for inflation in your retirement income plan. What is an income floor? How can you plan ahead for inflation, medical expenses, or anything else in the future? Is it possible to re...
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15:00
We'll compare the 3 main strategies to take withdrawals from your retirement accounts and how to avoid the biggest scams targeting retirees
In this week's episode, we'll explore the different ways to take withdrawals from your retirement accounts. What is the smartest way? Is it the same for everyone? How can you keep from getting scammed out of your hard-earned money? Isn't it tim...
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16:34
Is your IRA/401(k)/TSP a tax trap and can you live with the worst-case scenario in your current retirement plan
In this week's episode, we'll discuss the US debt and how that will impact your retirement. Is your IRA a tax trap? How should you pay the taxes due on all your tax-deferred accounts? Is it possible to not pay taxes at all on tax-deferred money...
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15:00
How long are people living today and how do bull and bear markets impact your retirement plan
In this week's episode, we'll explore the facts about longevity and how you need to plan for living longer than you think. What are the top 8 factors that help with longevity? What is the difference between a bear market and a bull market...
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15:48
Why you need to add the preservation phase to your retirement plan and how to "opt-out" of market risk
In this week's episode, we'll discuss how to wisely make the transition from accumulation to distribution of retirement funds. What is the preservation phase and how does that impact your retirement plan? How can you know where you'll be with y...
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15:00
Longevity insurance and how it can help you live longer and a financial plan vs an income plan
In this week's episode, we'll explore if longevity insurance can actually increase longevity. What is longevity insurance? How can it impact your retirement years? What is the difference between a financial plan and an income plan? Which is mor...
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15:00
How to be prepared for any potential cognitive decline with your retirement plans
In this week's episode, we'll discuss how to plan forward in case cognitive decline becomes an issue. How can a guaranteed lifetime income help? What types of growth plans are best to deal with this issue? Are there "set it and forget it" plans...
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11:00
The secret to only having WINS in your retirement plan
In this week's episode, we'll explore how you can only have wins in your retirement plan. What if your retirement could be on an elevator that only goes up and never goes down due to any market event? How can you only have wins in YOUR retireme...
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11:00
Is it possible to be HAPPY spending money in retirement?
In this week's episode, we'll discuss if it's even possible to be happy and enjoy spending money in retirement. How much of your income will Social Security REALLY replace? What is true INcome and what is IFcome? What does it mean to underlive ...
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11:00
How to "refinance" your retirement and get much higher rates
In this week's episode, we'll explore how you can "refinance" your retirement plan. With rates still high, can you replace an older annuity with a newer one at today's much higher rates? What about those fees for changing plans? How does this r...
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11:00